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Let's rewrite your financial story, together
We provide personalized debt consulting, resolution, and settlement solutions built around your unique financial situation, with a focus on long-term stability and financial peace of mind.
37,128
Client Debt Cases Completed
18 - 48
Average Months Until Debt Free
$54,766,382
Client Savings
To Date
40-60%
Average Client
Debt Reduction
+150
Average Credit
Score Increase
37,128
Client Debt Cases
Completed
18 - 42
Average Months Until Debt Free
$54,766,382
Client Savings
To Date
40-60%
Average Client
Debt Reduction
+150
Average Credit
Score Increase
Welcome
We provide ethical, customer-first
debt settlement resolutions
For over 17 years, Madison Monroe and Associates has served the Florida community with integrity and compassion. Guided by strong ethical values, hands-on customer service, and proven expertise, we provide effective solutions for those facing financial challenges due to unsecured debt.
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Our Values
Fast, stress-free support when you need it most
Personalized plans to fit your unique financial goals
Exceptional customer
service and support
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Our Record
Serving the local Florida community for 17+ years
Over 37,000 cases of
debt settled
Saved our clients over $54,000,000
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Our Promise
Pay only 40 - 60% of your original debt total
Zero upfront, monthly,
or late fees
Debt free & better credit by the end of term
Welcome
We provide ethical, customer-first debt elimination solutions
For over 15 years, Madison Monroe and Associates has served the Florida community with integrity and compassion. Guided by strong ethical values, hands-on customer service, and proven expertise, we provide honest and effective solutions for those facing financial challenges due to unsecred debt.
Our Values
Fast, stress-free support when you need it most
Personalized plans to fit your financial goals
Our Record
Saved clients over $54,000,000 in 37,000+ cases
Serving the Florida community for 15+ years
Our Promise
Pay only
40 - 60% of your total debt
Debt free & better credit by the end of term
Our Services
Empowering you to rebuild your financial future
Work with debt-relief financial specialists to build a custom plan tailored to your financial situation and goals — helping you to stop collector calls, get out of debt, and rebuild your credit for a better, more secure financial future.
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Debt Settlement
We work directly with credit card companies and lenders on your behalf to settle debt for less than you owe, stop interest from accruing, and shape a clear path to becoming debt-free.
What makes us different?
Here's how we prioritize your success
Madison Monroe
Performance-Based
100% of your payments go into your account
We only get paid after
we save you money
We’re motivated to
resolve your debt fast
Most settlements
happen in 3 - 6 months
Shorter programs
impact credit less
Other Companies
Upfront-fee Based
First payments go to fees, not towards debt
Companies get paid
even if nothing settles
Benefit by keeping
you enrolled longer
Settlements often
take over one year
Longer programs hurt
credit for longer
Our Services
Empowering you to rebuild your financial future
Work with debt-relief specialists to build a custom plan tailored to your financial situation and goals — helping you to stop collector calls, get out of debt, and rebuild your credit for a better, more secure financial future.
- Brennen
Personalized, Reliable Support
"I began working with Madison Monroe & Associates to resolve my debt quickly and found their support far exceeded other programs I considered. Ms. Catherine provided clear guidance and reassured me that this was the right fit for my situation. I have been extremely satisfied with my decision."
- Shannon
Stress Relief You Can Trust
"Being in debt was overwhelming, but Madison & Monroe immediately eased that stress. It was reassuring to know that collection letters and legal notices were handled in my best interest. Choosing this company was one of the best decisions I’ve made."
- Linda
Professional and Reassuring
"Madison & Monroe provided exceptional professionalism, expertise, and personal attention throughout my experience. They handled all communication with my creditors and truly put my mind at ease. I highly recommend their services."
- Belkis
Compassionate, Responsive Service
I am very satisfied with the service I received from Madison & Monroe. Their team consistently demonstrated professionalism, kindness, and a genuine desire to help. Maria and Alicia were especially supportive and responsive.ead our company towards a successful future.”
- Mary
Clear Process, Real Results
"Madison & Monroe clearly explained every step of the process before I enrolled. They worked with me to create an affordable monthly payment and were always quick to respond to questions. Thanks to their support, I am now debt-free."
- Ruth
Support When It Matters
"The team at Madison & Monroe was incredibly helpful and supportive throughout my debt relief journey. They answered all of my questions and were always available when I needed assistance. I would gladly recommend them to anyone seeking help with debt."
Reviews
What Our Clients Are Saying
Hear directly from clients about their experiences and the results they achieved. Real stories from people we’ve helped navigate debt, credit, and financial recovery.
- Brennen
Personalized, Reliable Support
"I began working with Madison Monroe & Associates to resolve my debt quickly and found their support far exceeded other programs I considered. Ms. Catherine provided clear guidance and reassured me that this was the right fit for my situation. I have been extremely satisfied with my decision."
- Shannon
Stress Relief You Can Trust
"Being in debt was overwhelming, but Madison & Monroe immediately eased that stress. It was reassuring to know that collection letters and legal notices were handled in my best interest. Choosing this company was one of the best decisions I’ve made."
- Linda
Professional and Reassuring
"Madison & Monroe provided exceptional professionalism, expertise, and personal attention throughout my experience. They handled all communication with my creditors and truly put my mind at ease. I highly recommend their services."
- Belkis
Compassionate, Responsive Service
I am very satisfied with the service I received from Madison & Monroe. Their team consistently demonstrated professionalism, kindness, and a genuine desire to help. Maria and Alicia were especially supportive and responsive.ead our company towards a successful future.”
- Mary
Clear Process, Real Results
"Madison & Monroe clearly explained every step of the process before I enrolled. They worked with me to create an affordable monthly payment and were always quick to respond to questions. Thanks to their support, I am now debt-free."
- Ruth
Support When It Matters
"The team at Madison & Monroe was incredibly helpful and supportive throughout my debt relief journey. They answered all of my questions and were always available when I needed assistance. I would gladly recommend them to anyone seeking help with debt."
Reviews
What Our Clients Are Saying
Hear directly from clients about their experiences and the results they achieved. Real stories from people we’ve helped navigate debt, credit, and financial recovery.
FAQs
Commonly Asked Questions
Clear answers about debt relief, debt settlement, and what to expect — with no upfront fees and no obligation.
Yes — there are absolutely no upfront fees.
We only earn a fee after we successfully settle your debt and save you money. Your monthly payments go into a dedicated FDIC-insured escrow account in your name, not to us. If we don’t deliver results, we don’t get paid.
Debt settlement is a strategy that helps you resolve debt for less than the full balance owed. Instead of making minimum payments, you build savings in a dedicated account. We then negotiate directly with creditors to reach settlements that reduce your total debt.
For many people, yes — debt settlement offers a more flexible, recovery-focused path forward. Unlike bankruptcy, debt settlement is handled privately, without court involvement, has a shorter-term impact on credit, and allows you to resolve debt faster and regain financial stability sooner.
Most clients settle debts for 40–60% of the original balance.
Results vary based on your situation, creditors, and available savings, but our goal is always to maximize your savings and shorten the time it takes to become debt-free.
Most clients begin seeing settlements within the first 3–6 months, which often helps reduce or stop collection calls early in the process.
​
The full program typically takes 18–42 months to complete — far faster than making minimum payments, which can take decades and cost significantly more in interest.
Still have questions or want to learn more?
FAQs
Commonly Asked Questions
Clear answers about debt relief, debt settlement, and what to expect — with no upfront fees and no obligation.
Yes — there are absolutely no upfront fees.
We only earn a fee after we successfully settle your debt and save you money. Your monthly payments go into a dedicated FDIC-insured escrow account in your name, not to us. If we don’t deliver results, we don’t get paid.
Debt settlement is a strategy that helps you resolve debt for less than the full balance owed. Instead of making minimum payments, you build savings in a dedicated account. We then negotiate directly with creditors to reach settlements that reduce your total debt.
For many people, yes — debt settlement offers a more flexible, recovery-focused path forward. Unlike bankruptcy, debt settlement is handled privately, without court involvement, has a shorter-term impact on credit, and allows you to resolve debt faster and regain financial stability sooner.
Most clients settle debts for 40–60% of the original balance.
Results vary based on your situation, creditors, and available savings, but our goal is always to maximize your savings and shorten the time it takes to become debt-free.
Most clients begin seeing settlements within the first 3–6 months, which often helps reduce or stop collection calls early in the process.
​
The full program typically takes 18–42 months to complete — far faster than making minimum payments, which can take decades and cost significantly more in interest.